The only lender where you can become debt-free
Quick loans with a chance of forgiveness through the National Lottery. WIN POINTS program, multi-level referrals, and Peace of Mind Insurance.
Loan Simulator
Calculate your payment in seconds
Benefits no one else offers
We are not just another lender. We are the only one that gives you real opportunities to win while you pay.
Forgiveness Chance
If your number comes up in the National Lottery, your debt is settled. Every on-time payment gives you a chance.
WIN POINTS
Earn points with every on-time payment. Redeem them for installment discounts and exclusive benefits.
Multi-Level Referrals
Refer friends and get discounts on your payments. 3 levels of benefits for every person you refer.
Instant Approval
No bureaucracy, no waiting. Minimum requirements and instant approval so you can resolve quickly.
Peace of Mind Insurance
If something happens to the client, the family does not inherit the debt. Protection included in your loan.
Super Semana
The first week of each month all your benefits are tripled. Triple points and extra prizes.
How it works
In 4 simple steps you can get your loan and participate for total debt forgiveness.
Apply for your loan
Fill out the online form or contact us via WhatsApp. You only need your ID and one reference.
Receive your money
Instant approval. Receive your money immediately and get assigned a number from 00 to 99.
Pay before 6PM
Each week, pay your installment before 6:00 PM and you automatically participate in the forgiveness chance.
If your number comes up, you are free
That night, if the last 2 digits of the National Lottery MAJOR prize match your number, your debt is settled.
The 7 differentiators
No other microfinance company in the Dominican Republic offers what we offer.
Forgiveness Chance
If your number comes up in the National Lottery (MAJOR night draw), your outstanding debt is cancelled.
Only usWIN POINTS
Loyalty points program. Every on-time payment earns redeemable points for discounts.
Only usMulti-Level Referrals
3-level system where you earn RD$100 for direct referrals, RD$50 level 2 and RD$25 level 3.
Only usSuper Semana
The first week of each month all benefits are tripled.
Only usPeace of Mind Insurance
If the client passes away, the family does not inherit the debt. Real protection included.
Only usTechnology
Apps for clients and partners. Automated WhatsApp. Real-time lottery results.
Only usFull Transparency
Clear rates, visible payment schedule, no hidden costs. Everything explained before signing.
Only usThe more loyal, the better your rate
Every loan you complete brings you closer to better rates and exclusive benefits.
New Client
- Forgiveness chance every week
- 10 WIN POINTS per on-time payment
- 100 pts bonus with no late payments
- Peace of Mind Insurance included
- Standard rate based on amount
Recurrent Client
- Everything from Level 1
- Reduced rate from 3% weekly
- Points carried over from previous loan
- Benefits from active referrals
- Priority approval
VIP — WIN MEMBER
- Everything from Level 2
- Best rate from 2.5% weekly
- Exclusive WIN POINTS redemptions
- THE WIN CAPITAL brand ambassador
- Access to premium Super Week
WIN POINTS Program
Every on-time payment earns redeemable points for discounts on your next loan installments. The more punctual, the more you save.
These points are applied as discounts on installments of the next loan.
Refer and reduce your payments
For each person you refer who takes a loan, you receive a direct discount on your weekly payments. 3 levels of benefits.
Direct Referral
discount on your installment for each person you refer who takes a loan
Indirect Referral
discount when your referral refers someone else who takes a loan
Third Level
discount for each third-level person who takes a loan
Juan refers Pedro and Luis. When Pedro takes his loan, Juan receives a RD$100 discount on his next installment. If Pedro then refers Maria, Juan receives an additional RD$50. With just 2 direct referrals, Juan can save up to RD$300 in installments.
Super Semana
The first week of each month, all your benefits are multiplied. It is our way of rewarding you for being part of THE WIN CAPITAL.
Peace of Mind Insurance
We think about your family. For a minimum premium, your family is protected against any eventuality.
What it covers
If the loan holder passes away during the term, the debt is completely settled.
Family protection
The family does not inherit any payment obligation. Zero debt, zero worry.
Minimum cost
Only RD$50 per RD$10,000 borrowed. Included in the first installment.
What our clients say
Winners Wall
These clients became debt-free when their number came up in the National Lottery.
You could be next
Apply for your loan today, receive your number and every week you will have the opportunity to become debt-free.
Get My NumberMarket comparison
| Feature | Banks | Informal Lenders | THE WIN CAPITAL |
|---|---|---|---|
| Approval | Days/Weeks | Hours | Instant |
| Requirements | Many | Few | Minimum |
| Chance to become free | |||
| Points program | |||
| Earn by referring | |||
| Insurance included | Some | ||
| Tracking app | Some | ||
| On-time payment incentive | |||
| Personal attention |
Are you ready to win?
Apply for your loan today and join the only company where every payment is an opportunity to become debt-free.