Frequently Asked Questions
Answers to the most common questions about our loans, the forgiveness chance and all our services.
About Loans
How much can I apply for?
We offer loans from RD$1,000 to RD$50,000 with terms of 4 to 13 weeks depending on the amount.
What requirements do I need?
For amounts up to RD$5,000 you only need an ID and one personal reference. For larger amounts additional references and proof of residence are required.
How long does approval take?
Approval is instant. Once your data is verified, you receive the money immediately.
Forgiveness Chance
What is the Forgiveness Chance?
When you start your loan you are assigned a number from 00 to 99. If that number comes up as the last 2 digits of the National Lottery MAJOR prize (night draw), your outstanding debt is completely forgiven.
What do I need to do to participate in the Chance?
You just need to pay your installment before 6:00 PM on the corresponding day. If you pay on time, you automatically participate in that nights draw.
WIN POINTS
How do WIN POINTS work?
You earn 10 points for each on-time payment, 100 bonus points if you complete the loan with no late payments, and 150 points for each successful referral. Points are redeemed for discounts on your next loan installments.
Referral System
How much do I earn for referring someone?
You earn RD$100 applicable as a discount to your installment for each person you refer who takes a loan. If that person refers others, you also earn RD$50 (level 2) and RD$25 (level 3).
Peace of Mind Insurance
What does the Peace of Mind Insurance cover?
If the loan holder passes away during the loan term, the debt is completely settled. The family does not inherit any payment obligation.
For Partners
How do I become a partner?
Fill out the form in our Partners section or contact us at 809-250-7399. We are looking for honest, communicative and committed people from any sector of Santiago.
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